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    If you contact our Contact Centre, you’ll be notified of
    any changes to our records of your Mobile phone number via an SMS
    to both your old and new Mobile phone numbers. We may change these Terms and Conditions at any time and we’ll notify
    you of changes as described below. The relevant provisions of the Banking Code apply to the banking services referred to in this document.
    5.3 We will notify you in accordance with Part 4 if there
    are any changes to the default Business Daily Limit.
    Once the Business Daily Limit is reached, no further transactions can be approved, irrespective if any User
    has an amount remaining in their individual Daily Payment Limit.
    The Submitter and the Approver(s) will be notified when the request has been processed.

    If the request is not fully approved in that time, it will expire and a new request will need to be created.
    3.2 A payment may be fully approved up to 90 calendar days after it has been submitted, regardless
    of the scheduled payment date. 4.7 Westpac may also choose not
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    to authorise transactions).
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    payments made through the New Payments Platform (NPP) or Osko.
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    10.4 You should check your payment records and receipts carefully and promptly report any
    error to us by calling our contact centre. “Mobile Device Passcode” means anything required to unlock a mobile device including a password,
    passcode, pattern or biometric identifier (where applicable).
    Business payment debits rely on processing by other financial institutions and we cannot advise
    when these payments will be processed to your customers
    account. Online Banking means the online banking service registered in the name
    of an individual to manage their banking online, and in the case of an organisation, refers to Online Banking for business, unless the context specifies otherwise.
    Mobile device means a mobile phone that is able to access Westpac
    Mobile Banking, a tablet device that is able to access Westpac Tablet Banking,
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    If you choose to deactivate your Security Token your daily limit
    will reset to default daily limit. Where your daily
    limit is the default daily limit or less, you can choose to have a Security Token issued
    to you. Your Internet Banking transactions will
    be processed in the normal course of business or at the times we tell you.

    The Foreign Currency Rate Sheet Limit is subject to change and
    appears in the ‘International Payments’ section in the Help centre.
    Financial Position (previously known as Balance Sheet) allows you to create an indicative financial statement by organising the Online Banking information from your Accounts,
    any other information you choose to enter.
    Business Network Owner is the owner of the Online Banking for business service (for
    business customers only) and may be referred to in some Online Banking forms as
    the “Organisation”. Access codes means any one or more of your Password, Mobile passcode, Security Code,
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    you to choose) from time to time, that enables you to gain access to or
    use Online Banking (or Mobile Banking) and which you must keep secret.
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    When using PayID, stop and check you’re paying the right person or business before you hit send.

    You can register your Australian mobile phone number2 or your email address as a
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